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Explore Bourke Legal’s resources to learn more about personal injury and compensation claims.

The Basics of Total and Permanent Disability (TPD) Insurance Claims

For many of us, a serious workplace injury is one of the nightmare scenarios we dread most. Not only are you trying to recover from an injury, but you’re also losing income while you do so. How do you support your family and pay your medical bills if you can no longer work? TPD insurance… Read More »The Basics of Total and Permanent Disability (TPD) Insurance Claims

My Claim Has Been Approved! Now What? How Workers’ Compensation Claims Work in NSW

You were injured at work, you filed a workers’ compensation claim, and your claim has been approved. This is an important first step towards getting the compensation you deserve for your injury; but once your claim is approved, your work has only just begun. Workers’ compensation claims require ongoing management throughout your recovery process. Read on… Read More »My Claim Has Been Approved! Now What? How Workers’ Compensation Claims Work in NSW

What To Do If You Have a Slip and Fall

A slip and fall can happen anywhere, but often occurs in a public place like a shopping centre, supermarket, a restaurant, a pub, or a café. It’s easy to think that a slip and fall won’t cause significant injury, but that is often not the case. A slip and fall generally occurs when the person… Read More »What To Do If You Have a Slip and Fall

What Does Exempt Worker mean?

In NSW, major changes were made to the workers compensation scheme in amendments to the Workers Compensation Act 1987 in 2012, and again in 2015. An “exempt worker” describes those classes of worker to whom these changes do not apply. An exempt worker, being a worker who is exempt from the amendments, is a person who is employed… Read More »What Does Exempt Worker mean?

Returning to work after a work related injury? Here’s 5 hot tips to ensure you get the most out of your claim.

The NSW workers compensation scheme is complicated, particularly if you fall within the class of workers affected by the 2012 amendments to the Workers Compensation Act 1987. If you’re not sure whether this is you (a work related injury) or not, you will be in that class if you are not a Paramedic, a Firefighter or a Police Officer.… Read More »Returning to work after a work related injury? Here’s 5 hot tips to ensure you get the most out of your claim.

What does “minor injury” mean if I’ve had a motor vehicle accident?

If you have been injured in a car accident after 1 December 2017, the CTP insurer may have advised you that you have suffered a “minor injury”. If you’re not sure what this means, read on for more information. The changes to the NSW CTP scheme which took effect on 1 December 2017 divided compensation payable to people injured… Read More »What does “minor injury” mean if I’ve had a motor vehicle accident?

What is life insurance?

Life insurance is a policy of insurance intended to protect you, and your family, from suffering financial difficulty after a certain event – for example, if you get sick, suffer an injury, or pass away. Types of Life Insurance 1. Total and Permanent Disablement (TPD) insurance is to provide financial support to you if you suffer an injury… Read More »What is life insurance?

Five things to know about making a compensation claim after a car accident in NSW

If you have been injured in a car accident after 1 December 2017, read on for five things to know about making a compensation claim in NSW. 1. The NSW system is a no fault system The system in NSW is now, as of 1 December 2017, a no fault system. This means that if… Read More »Five things to know about making a compensation claim after a car accident in NSW

What is whole person impairment?

If you have a claim for workers compensation, during your claim you may be asked to submit to an independent Medical Examination for the purpose of assessing your level of whole person impairment. Whole person impairment (“WPI”), is also referred to as permanent impairment. A whole person impairment assessment is an assessment of the degree… Read More »What is whole person impairment?

What does an Independent Medical Examination (IME) mean

If you have a workers compensation claim, at some point it is very likely that the workers compensation insurer, or your solicitor, will ask you to submit to an Independent Medical Examination, or IME. At Bourke Legal, we see a lot of workers injured in NSW who tell us in their initial appointment, when asked… Read More »What does an Independent Medical Examination (IME) mean

Total and Permanent Disability Claims – Beware! Beware of non-legally trained organisations offering help with your Income Protection or TPD claim.

Recently, our firm has become aware of organisations offering assistance to people suffering an injury or illness and seeking to claim on a policy of insurance they hold for Income Protection, Total and Permanent Disablement claims or Critical Illness/Trauma. These organisations will often describe themselves using terms like “advocate” or an “expert”, and will offer their… Read More »Total and Permanent Disability Claims – Beware! Beware of non-legally trained organisations offering help with your Income Protection or TPD claim.

Can You Sue Your Employer For Negligence?

We often receive enquiries from injured workers asking whether they can sue their former employer in relation to their work related injuries. The short answer is yes, you can – but there are certain restrictions which apply. This type of claim is called a claim for Work Injury Damages. A claim for Work Injury Damages… Read More »Can You Sue Your Employer For Negligence?

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